Welcome to vt-study-market.life (“Website”). By accessing or using this website, you agree to follow and be bound by the following Terms and Conditions. If you do not agree with any part of these terms, please refrain from using the website.

1. Introduction

These Terms and Conditions (“Terms”) govern your use of the website and any services, content, materials, or products provided by vt-study-market.life (“we”, “our”, or “us”). By accessing the website, you acknowledge that you have read, understood, and agreed to these Terms, along with our Privacy Policy.

We may modify or update these Terms from time to time. Continued use of the website after any changes means you accept the revised Terms. We encourage users to review this page periodically.

2. Eligibility

You must be at least 18 years old to use or make transactions through this website. By using the website, you confirm that you meet this age requirement and have full legal capacity to enter into agreements.

3. Use of the Website

The content provided on this website is for general informational and educational purposes only.
You agree not to:

  • Use the website for unlawful, fraudulent, or harmful activities.

  • Copy, reproduce, distribute, or modify any part of the website without written permission.

  • Attempt to gain unauthorized access to the website or interfere with website operations.

Failure to comply may result in restricted access or legal action.

4. Study Materials, Digital Products & Courses

vt-study-market.life may offer study materials, guides, digital content, or educational resources. All such materials are:

  • Intended strictly for personal learning and reference.

  • Not to be resold, shared, or distributed without permission.

  • Provided “as is”, without guarantee of accuracy, results, or outcomes.

While we aim to ensure quality and accuracy, we do not guarantee academic performance, examination success, or employment outcomes.

5. Payments & Pricing

All prices listed are subject to change without prior notice.
By completing a purchase on the website, you confirm that:

  • The payment information provided is accurate and lawful.

  • You authorize us to charge the applicable amount.

We are not responsible for transaction issues caused by your bank or payment service provider.

6. Refund & Cancellation Policy

Due to the digital nature of our study materials and resources, all sales are final.
No refunds, cancellations, or exchanges will be provided once a product has been accessed, downloaded, or delivered.

If you face technical issues accessing materials, please contact us and we will assist in resolving the issue.

7. Intellectual Property Rights

All content on this website—including text, graphics, logos, images, videos, study notes, downloadable material, and structure—is the intellectual property of vt-study-market.life or licensed third parties.
Unauthorized copying, sharing, or reproduction is strictly prohibited.

8. Third-Party Links

The website may include links to third-party websites. These links are provided for convenience only. We do not endorse or control the content, services, or policies of external websites and are not responsible for any loss or damage arising from their use.

9. Limitation of Liability

To the fullest extent permitted by law, vt-study-market.life is not liable for:

  • Errors, inaccuracies, or incomplete information.

  • Loss of data, revenue, or opportunity.

  • Technical interruptions or website downtime.

  • Any indirect, incidental, or consequential damages.

You use the website and its content at your own discretion and risk.

10. Governing Law

These Terms shall be governed and interpreted in accordance with the laws of [Your Country/Region]. Any disputes shall be resolved exclusively in the courts of [Your Jurisdiction].